FAQs

Frequently Asked Questions

Q: What is a "management company", what do they do, and how do I reach them?

A: A management company is contracted by the Board of Directors to provide such services as: Collection of assessments, supervision of
subcontractors, obtaining bids for subcontracted services, providing financial statements and collection reports, as well as a general clearing house
for problem solving, communications with homeowners and the Board of Directors and to serve in an advisor capacity. The management company
reports directly to the Board and all decisions are made by a majority vote of the Board of Directors. The management company information can be
found on the Mgmt Company page on this site.

Q: What is a homeowners association?

A: It is a non-profit corporation registered with the State and managed by a duly elected Board of Directors. Its purpose is to maintain all common areas
and to govern the community in accordance with the provision of the legal documents: CC&R's, Bylaws, and Articles of Incorporation. The corporation
is financially supported by all members of the homeowners association. Membership is both automatic and mandatory.

Q: What are the CC&R'S?

A: The Covenants, Conditions and Restrictions (CC&R's) are the governing legal documents that set up the guidelines for the operation of the planned
community as a non-profit corporation. The CC&R's were recorded by the County recorder's office of the County in which the property is located and are
included in the title to your property. Failure to abide by the CC&R's may result in a fine to a homeowner by the Association.
Q: What are the Bylaws?

A: The Bylaws are the guidelines for the operation of the non-profit corporation. The Bylaws define the duties of the various offices of the Board of
Directors, the terms of the Directors, the membership's voting rights, required meetings and notices of meetings, and the principal office of the
Association, as well as other specific items that are necessary to run the Association as a business.

Q: What is the Board of Directors?

A: The Homeowner's Association again is a corporation and therefore a governing body that is required to oversee its business. The Board of Directors
is elected by the homeowners, or as otherwise specified in the bylaws. The limitation and restrictions of the powers of the Board of Directors is outlined
in the Association governing documents.

Q: Are there any other rules?

A: Most associations have developed Rules and Regulations as provided for in the CC&R's and adopted by the Board of Directors. Rules are
established to provide direction to the homeowners for common courtesies with regard to parking, vehicles, pets and pool use hours, etc. In addition,
your Association will adopt Architectural Guidelines with procedures for submitting requests to make exterior changes to your home. Such changes
may include pool enclosures, decks, landscaping, exterior color changes or additions. These rules and guidelines are set up to maintain the aesthetic
value and integrity of the community on behalf of all owners, and hopefully protect the market value of your investment as well. Violations of these rules
may result in action by the Board of Directors and a fine. In addition, if you proceed with an exterior improvement or change, without written approval of
the Board of Directors, or Architectural Committee, as applicable, you will be required to remove or correct the alteration and/or be fined for the violation.

Q: If I am having a problem with a neighbor for a violation of the Policies and Guidelines, what can I do?

A: If residents cannot resolve a situation between themselves, then turn to your Association. Should you have a situation that does not appear to be
resolved through neighborly means, you should contact the Management Company and / or a member of the Board of Directors. If the situation is
deemed in violation of the Policies and Guidelines, the Board of Directors will institute the enforcement policy. Your continued assistance may be
required.

Q: Are Board Meetings open to all residents? If so, where and when are they held?

A: Yes. Notice of the time and place of any regular board meeting will be noted online on the Meeting Dates page and also there is a sign posted in
front of the Pool Cabana a few days before the meeting.

Q: What is my assessment?

A: The assessment is the periodic amount due from each homeowner to cover the operating expenses of the common area and provide for reserve
funds for replacement of common facilities in future years. Coupon booklets are mailed to all homeowners at the end of each year for the following year
payments due. Assessments are due on the first day of the quarter: January 1st, April 1st, July 1st and October 1st. A late fee is added to the account if
payment is not received in the Management office by the 30th of the month due. If the assessment is not paid within 60 days, it will be turned over to
our Attorney for collection and the homeowner will be responsible for the added attorney fees involved in the collection process. Automatic withdrawals
from your bank account can be arranged. Contact the Management Company for more information.

Q: How is the amount of my assessment determined?

A: The Department of Real Estate typically requires an initial budget from the developer for each community that a developer proposes to build. This
budget is set upon specific guidelines for utilities, landscaping, administration, etc. Reserve funds are monies set aside for future expenses due to the
life expectancy of certain items: lighting, street resurfacing, pool equipment, etc. These amounts are then divided by the number of units built in a given
phase of the development. Subsequent budgets are developed by the Board of Directors and adjusted periodically to meet anticipated expenses.

Q: Will my assessment go up?

A: There is no concrete answer to this. Typically the Civil Code provides for annual increases, but not to exceed 20 percent per year without the vote of
the membership. The Board of Directors may approve an increased budget, increasing your assessment up to this percentage in order to cover
increased costs of operating and maintaining the common area and sufficient reserve funds.

Q: What happens if I don't pay my assessment?

A: The maintenance and management services incurred by the Association are dependent upon timely receipt of the assessments due from each
homeowner. Late payments will result in a late charge as assessments are due on the first of the month. In addition, the CC&R's allows the
Association to charge late charges and interest and proceed with a lien on your property, or foreclosure proceeding for nonpayment of assessments.